There are many different approaches to personal finance, ranging from extreme frugality to “you have to spend money to make money.” My approach is simple: Earn, Save, Grow. If you earn more, you can save more and then invest more.
I want my life’s work to be ending child slavery.
But I have a problem…
For years I’ve put the emphasis on the “want” instead of “work”. The result is that I’ve done nearly nothing to progress my goal or to help actual enslaved children. I have all kinds of excuses for delaying this:
How to ask for a refund is an important life skill, and it’s surprising how many people don’t know how to ask effectively. Getting your money back from a company is actually really easy. I’m going to share some word for word scripts below, and a detailed breakdown so you can customize the scripts for your own needs. You can copy these scripts for your own refund requests.
For your convenience, here are quick links to the example request for refund letters.
I have zero emotional attachment to the lottery. I don’t hope I win, and I don’t feel regret when I lose. For me, buying a lottery ticket is about as interesting as paying a parking ticket; and yet I buy lottery tickets anyway.
Years ago I dated a girl with a Tempur-Pedic mattress.
The relationship was so-so, but the bed was great.
I wanted one of my own, but there were two problems: